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settlement statement how do I know if my mortgage payoff balance is correct

Ask for and review the mortgage payoff letter. You are entitled to a copy. The title agent and you should not be relying on verbal payoffs, so there IS a letter available for your review.If the letter doesn’t make sense, take a moment to contact your mortgage lender. Mistakes do happen and it’s better to get the payoff right before sending money than trying to fix it later.

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