Law

Court Rules in Favor of Policyholders for Suit Brought for Damages Caused by Chinese Drywall | SLG

This is part-one of a two-part series that will discuss the recent ruling in the case of Walker v. Teachers Insurance Company. HarrisMartin is reporting that the first ruling on Chinese Drywall insurance coverage has been made in Florida and the decision is favorable to the insureds. Tampa, Florida, residents, Melissa and William Walker filed …

Court Rules in Favor of Policyholders for Suit Brought for Damages Caused by Chinese Drywall | SLG Read More »

Does an Insurance Company Owe Its Own Insured a Lesser Duty of Good Faith in a UIM Claim? | SLG

Bad faith litigation is premised on an insurance company’s obligations to its insureds and/or third party to claimants. The duties that an insurance company has to insureds and claimants can arise from the common law duty of good faith and fair dealing, statutes, administrative policies or regulations and legal precedent. The nature of the relationship …

Does an Insurance Company Owe Its Own Insured a Lesser Duty of Good Faith in a UIM Claim? | SLG Read More »

Insurer’s Attorney Client Communications Not Discoverable in First Party Bad Faith Actions | SLG

Last week, in Genovese v. Provident Life and Accident Insurance Company, No. 06-2508, — So.3d —-, 2011 WL 903988 (Fla. March 17, 2011), the Florida Supreme Court resolved the following issue: DOES THE FLORIDA SUPREME COURT’S HOLDING IN ALLSTATE INDEMNITY CO. V. RUIZ, 899 So.2d 1121 (Fla.2005), RELATING TO DISCOVERY OF WORK PRODUCT IN FIRST-PARTY BAD …

Insurer’s Attorney Client Communications Not Discoverable in First Party Bad Faith Actions | SLG Read More »

2011 Florida Legislative Session…In Their Own Words | SLG

I recently traveled to Tallahassee to do some legislative work relating to the insurance bills before the Florida Legislature. In addition, on Tuesday I participated in a very successful press conference with Representative Kriseman and Senator Fasano that outlined how anti-consumer these bills are. In response to this press conference, the insurance industry and their …

2011 Florida Legislative Session…In Their Own Words | SLG Read More »

Is There Insurance Coverage for Nuclear Accidents? | SLG

Dr. Robert Hartwig and the Insurance Information Institute (III) do an excellent job providing timely information regarding insurance topics. A recent story on insurance coverage for nuclear accidents is an example. As a result of the current catastrophe in Japan, I have been asked by a number of individuals about property insurance coverage in the event of …

Is There Insurance Coverage for Nuclear Accidents? | SLG Read More »

Proposed Florida Senate Bill Protects Wrongdoing Property Insurers | SLG

In Major Bad Faith Legislation Filed in Tallahassee, I promised a further analysis of Florida Senate Bill 1592, explaining why this bill is bad for property insurance policyholders. Two striking parts of the bill is the elimination of accountability for good faith conduct and the prevention of common law remedies. This bill as written applies to …

Proposed Florida Senate Bill Protects Wrongdoing Property Insurers | SLG Read More »

An Insurance Agent May Be Liable For Failing to Procure Coverage | SLG

(Michelle Claverol will be back next week with her regular post on Business Interruption Claims. She is currently volunteering on a medical mission to Peru, and is not blogging). Last week I wrote about an agent negligence case that highlighted the importance of carefully reading everything you sign. Continuing with that theme, is a Tennessee case dealing …

An Insurance Agent May Be Liable For Failing to Procure Coverage | SLG Read More »

The Premier Professional Designation for Adjusters | SLG

If you are interested in setting yourself apart from the crowd and showing carrier representatives you subscribe to the highest ethical standards, you should consider going the extra mile and earning the CPCU designation. The Chartered Property Casualty Underwriter designation is not just for underwriters. Adjusters, Agents and Risk Managers also benefit from the CPCU designation. …

The Premier Professional Designation for Adjusters | SLG Read More »