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ATV insurance coverage: Get a free quote



When using your all-terrain and utility vehicles for work or pleasure, the last thing you want to do is assume that your homeowners or auto insurance policy provides full coverages for your off-road vehicles. In most cases they don’t. This is a common misunderstanding and we want to help make sure you’re covered if any of the following should happen:

  • You get into an accident
  • Your off-road vehicle gets stolen
  • Your ATV or UTV is damaged by water, fire, or other cause
  • Parts on your four-wheeler or side-by-side get damaged in an accident and require replacement

Prevent the hassle of these and other losses with Dairyland® ATV insurance coverage. Your rates can start as low as $7 per month. Get your cheap ATV insurance quote from Dairyland—an ATV insurance company that cares.

ATV insurance coverage requirements

Each state has its own requirements for ATV/UTV insurance coverages. In some locations you’re able to ride off-road vehicles on pavement or within designated, public property if you’re insured. Contact your local agent or start an ATV coverage quote to find out what’s available in your state.

ATV insurance coverage services



In addition to customizing your ATV insurance coverages so you can get the protection you’re looking for, you can also expect:

  • 24/7 claims service
  • Knowledgeable ATV/UTV customer service
  • Local support from Dairyland agents

At Dairyland, our service standards help ensure you’re covered in more ways than one. Do you have further questions? We’re here for you at 866-287-9640.

Four-wheeler and side-by-side insurance coverage savings

What could make your all-terrain and utility vehicle coverage experience more fun? The ability to save money on your ATV insurance costs! Be sure to leverage our ATV/UTV insurance discounts so you can keep more of your hard-earned dollars.



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