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Month: May 2011



5 Tips For Grads and Parents (Once Again) Living Under One Roof

5 Tips For Grads and Parents (Once Again) Living Under One Roof

(source) Cultural observers call them the “Boomerang” generation — the legions of college graduates who, sheepskin in hand, won’t be moving into their own pads after graduation. Instead, they’ll be moving back home with Mom and Dad to save money. Actually, ‘saving money” isn’t an accurate term – it makes it sound like …

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Mortgage Rates Hit 2011 Lows, Fixed-Rate Loans Dominate Market

Mortgage Rates Hit 2011 Lows, Fixed-Rate Loans Dominate Market

(source) Unless you’ve been living under a rock, you know that mortgage rates are still incredibly low. In fact, Freddie Mac announced that mortgage rates hit their lowest level for 2011, with 30-year fixed-rate averages at 4.63% for the week ending May 12, and 15-year fixed-rate averages at 3.82%. That low rate comes …

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Where to Keep Your Down Payment Savings: The Good and The Ugly

Where to Keep Your Down Payment Savings: The Good and The Ugly

(Photo: http://beingselfemployed.org, source) A down payment on your first house is probably the largest single sum of cash you’ll ever put together outside of retirement savings. Assembling this bundle of dough in an ultra-low-interest rate environment is enough to turn you into the kind of person who complains about interest rates at parties—and if you …

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