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Month: August 2007





Well, I have to give them credit for doing a full search.

While grumbling over a make work project, I decided to smile instead……Just got a call from a very nice lady who works for an attorney who is insuring title for a property WE insured last year.Their title search revealed an unsatisfied mortgage from 1935.ERgggghhhhh, hmmmm……….Well, I said I’d have passed on a mortgage that old …

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What is a title plant?

A title plant, in the traditional definition, is a database of old title policies backed by good title examination. Use of a title plant is part of the normal search and examination process. Why recreate the wheel on every transaction?We’ve got our own little title plant. We’ve got the files for every transaction we’ve insured …

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how does a realtor protect themselves in a joint venture

Read all of RESPA thoroughly yourself and believe the words you are reading.The joint venture [aka affiliated company aka ABA aka CBA aka AfBA] must be a real company. Most are not.Consider your fiduciary duty to your customers and keep that in mind while making referrals.If you refer a customer to your affiliated company provide …

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if you have title insurance on your land house debt free do you need additional title insurance

Make sure you have an owner policy. You only need the one policy and it will protect you for long as you have an interest to defend. If the value of the property has appreciated beyond the amount of the policy and you wish to increase the coverage, your title insurer can do that for …

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can you get title insurance on foreclosed properties in pa

Yes. You can get title insurance on foreclosed properties in any state. A title insurer will examine title and indicate any exceptions or liens that can’t be insured. This procedure and method is no different than that used for properties that have not gone through foreclosure.Problems, if found, will be offered up for solution. If …

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