Well, give yourself a fighting chance.When possible, request payoffs in writing – including the recording information.Compare the information on the payoff letter to the title file. Make sure the payoff reasonably matches the mortgage on record and is for the correct property.Read the payoff letter and adhere to its terms.By doing those three things you …
Well, if you like math and you’d like to know how the heck lenders come up with the AGGREGATE ADJUSTMENT in the tax and insurance section of the settlement statement, grab a piece of paper and pull up a chair.In my neck of the woods we have two annual payments for property taxes. In most …
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Well, this goes down as the most disturbing query received thus far by Title Insurance Talk. It’s especially disturbing because it was posted by an employee at a major underwriter who must have been having a bad day.I hope you feel better and take heart that I have worked with your company over the years …
will insure anything because we won’t pay anyway title insurance Read More »
Well, I’m not an attorney but a I play one on TV…..hmmmm, sorry, that’s not even close to being funny…….. I meant to say ….as a title agent, I review lots of foreclosure actions. I look at foreclosures in the chain to determine if they were done properly, all liens divested, etc., so I have …
when preparing a foreclosure law suit an attorney will review the title for what purpose Read More »
You need to take “good funds” to the closing.A cashiers check is the most common form of good funds, but you can also make arrangements to wire your funds to the title agent. If you plan to wire, try to have the funds there a day ahead of time to avoid complications.There are options for …
do you need a cashiers check at the time of closing Read More »
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